The following is adapted from remarks presented by the president of the Federal Reserve Bank of San Francisco at the New York University Stern School of Business in New York City on October 15.

While the Board of Governors is a federal agency, each Federal Reserve bank is structured as a private corporation, with its member banks acting as shareholders. Each Federal Reserve Bank is ...

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The Federal ... each other for borrowing money — to a range of 4.5% to 4.75% from its current 4.75% to 5% level. With the ...

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Voting FOMC members always include the president of the Federal Reserve Bank of New York and one each from the following four bank groups, based on a rotating schedule: Boston, Philadelphia and ...

There are 11 federal holidays observed by the Federal Reserve each year, and on those days bank branches are closed. If you deposit a check on a federal holiday, it will likely take an extra day ...

Compared to those of other nations, the US central bank is somewhat de-centralized. The Federal Reserve has 12 regional offices, known officially as Federal Reserve Banks. Each office, which has ...